Does Collateral Security Still Determine Performance of SMEs? An empirical Study from Arua Municipal Council, Uganda. International Journal of Technology and Management, [S. l.], v. 9, n. 1, p. 1 – 9, 2024. Disponível em: https://ijotm.utamu.ac.ug/index.php/ijotm/article/view/101. Acesso em: 9 apr. 2026.