“Village Community Banks (VICOBA) in Socioeconomic Development in Tanzania: The Only Game in Town? A Case of Selected Areas in Dar es Salaam”, IJOTM, vol. 2, no. 2, pp. 1–11, Dec. 2017, Accessed: May 10, 2025. [Online]. Available: https://ijotm.utamu.ac.ug/index.php/ijotm/article/view/25